Finding your bank account number is easy. However, the security of your money requires that you do everything possible to resist divulging this information unnecessarily. While this information is printed directly on every check that you send out, potential thieves have found creative ways to use it for nefarious purposes. Remember, always store and shred any of your relevant documents to maintain the safety of your money.
Now, there are several ways that you can find your account number. As mentioned earlier, your account number is printed at the bottom of every check in your checkbook. There are three series of numbers at the bottom of a check. The first series on the left-hand side is the bank’s 9-digit routing number. We will explain what a routing number is in the next module. The second series of numbers, usually 10-12 digits in length, is your account number. Finally, the third and always the shortest set of numbers printed at the bottom of your check is that actual check number. Again, we will explain what this number is and why it is crucial.
Before going any further, let’s make sure you understand what an account number is. This number identifies your account, whether it is a checking, savings, or any other type of account. Each bank may have hundreds, if not thousands of accounts, but your account number will be different from anyone else’s for that specific bank. A pair of identical symbols will bracket the number.
There are four prominent ways that you can secure your account number. You can get your account number by viewing a digital or paper bank statement. Your number will be printed on each bank statement you receive, whether it arrived in your inbox online or in your mailbox as a paper statement. Next, you can use a mobile banking website or app to find your account number online. Once you get your secure user identification and password, you will have access to your banking information online. All you have to do is sign into your account and navigate to the summary section of the site. There, you’ll find the account information and any other information about your account. Another option is to contact your bank directly. If you call the number on the back of your credit/debit card, someone will help you directly. This person will need to verify that you are who you are and that the account in question is yours. The information that they’ll likely ask for is your name, address, and social security number to verify your identity. You can then ask the customer service representative for your account information.
As mentioned earlier, it is critical that you keep your account information secure. You can do this by only accessing your account using a secure internet connection, by using a secure website, tracking your check to make sure no one has inappropriately access your account and monitoring your account for fraud.
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