Downloads “Open a Bank Account” Checklist May 19, 2019October 18, 2019 Rickie Keys 766 Views bank, bank account, banking, banks, checking, checking account, Community Reinvestment Act, guidation, Rickie Keys This three question checklist will help you understand what you need to open a bank account. It will also give you an explanation based on your response. Feel free to change responses to better understand what you need to open a bank account. 1. Do you have a valid, government-issued photo ID (ID card, driver’s license or passport)?* Yes No Great! Let's move forward.OK! You will need this information to let the bank know that you are who you say you are. Because fraud is so prevalent, bank and other financial institutions need verification of your identity. The source is a government issued driver's license or some other form. 2. Proof of address (Utility bill, phone bill, copy of lease, etc.)?* Yes No Great! Let's move forward.Ok. These documents are used to prove your legal residence. Therefore, having verification of where you live is required. 3. Do you have access to your Social Security Number?* Yes No Ok! You are well on your way to getting a bank account.It is critical that you have proof of who you say you are. Your social security number and card offers verification.